BRAC Bank Earnings Disclosure Q3 2018


Retail Banking
Loan Products
Home Loan
Personal Loan
Auto Loan
Holiday Loan
Secured Loan/Overdraft
Schedule of Charges for Retail Lending
Home Loan
Product Type & purpose
Home Loan
Financing against purchase of your under-construction / semi-completed / completed / secondhand Apartment of house
Home Credit
Financing against renovation / extension / construction of your own home
Financing against transfer of the current balance of your existing housing loan to BRAC Bank
Customer Segment & Eligibility
Salaried Individuals
Total job experience s minimum 3 years & must be permanent in current job
Minimum income is BDT 25000
Businessmen / Self Employed individuals / Landlords
Owner / Director of Proprietorship / Partnership / Private Limited Company
Total business experience is minimum 3 years
Minimum income is BDT 30000
Product Features
Owner of the property must be the main borrower
Mortgage Property location
Property Must be
Applicants must be a permanent resident of Bangladesh
Minimum age of 25 years & maximum age of 65 years at the time of maturity
Competitive Interest Rate
Maximum loan tenure is 25 years*
Property mast be located within any city corporation municipality area
Common Documents
Latest 1 year personal bank statement
Latest Tax clearance certificate /return receipt of tax*
- Photocopy of National ID Card / Passport
- Letter/ Allotment Agreement/ Byna Deed for Home Loan
- Registered ownership deed for Home Credit / Take Over Loan
- Price quotation for Home Credit Loan
Salaried individuals
Letter of introduction (LOl)
Latest 01 year salary account statement
Trade License for last 3 years
Latest 01 year bank statement of the company
Registered partnership deed for Partnership Company
IMOA+ Certificate of incorporation+ Latest Schedule X for Private Limited Company
Certificate of membership of respective professional association
Declaration on self-pad along with seal
Certificate of a professional degree
Land Lord
Registered ownership deed
Rental deed
Copy of any utility bill (Electricity/ Water/Gas)
* Conditions Apply
For any banking needs please call 24 Hour Call Center 16221 or e-mail us at [email protected]
We will soon be in touch with you
16221 +880 2 55668056 (Overseas Callers)
Complaint Cell
Head Office
Anik Tower
220/B Gulshan - Tejgaon Link Road,
Tejgaon i/A, Dhaka 1208
Risk Based Capital (Basel III)
Warning Against Illegal Forex Trading/ Dealing
Green banking