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Apon Ghar (Own Home) is the Home Loan product from Brac Bank with a difference. It is not just a loan, rather a complete solution stretching with five value added FREE services.
BRAC Bank Apon Ghar provides you personal bank representative for information search till moving into the home.
BRAC Bank Apon Ghar helps find a home suitable for your taste, budget and area. In addition to these there are attractive privileges like consultancy for:
- Interior
- Furniture & Soft Furnishing
- Home Appliance
- Color & Window Treatment
- Light & Floor
Apon Ghar is the quickest loan to get disbursed.
Apon Ghar finds your home with proper legal documents.
Apon Ghar needs the least documentation for processing.
Product Type & purpose
Home Loan
Financing against purchase of your under-construction / semi-completed / completed / secondhand Apartment or house
Home Credit
Financing against renovation / extension / construction of your own home
Takeover
Financing against transfer of the current balance of your existing housing loan to BRAC Bank
Customer Segment & Eligibility
Salaried Individuals
Total job experience is minimum 3 years & must be permanent in current job
Minimum income is BDT 25,000
Businessmen / Self Employed Individuals / Landlords
Owner / Director of Proprietorship / Partnership / Private Limited Company
Total business experience is minimum 3 years
Minimum income is BDT 30,000
Product Features
Owner of the property must be the main borrower
Mortgage property location:
Home Loan & Home Credit: Dhaka Metro, Chittagong and Sylhet City Corporation area, Savar, Gazipur and Tongi Municipal area;
Home Loan only:
Comilla, Bogra, Khulna, Narayangonj;
Applicants must be a permanent resident of Bangladesh
Minimum age of 25 years & maximum age of 65 years at the time of maturity
Competitive Interest Rate
Maximum loan tenor is 25 years*
Common Documents
Latest 1 year personal bank statement
Latest Tax Clearance Certificate (where applicable)
- Photocopy of National ID Card / Passport
- Allotment Letter/ Allotment Agreement/ Byna Deed for Home Loan
- Registered ownership deed for Home Credit / Take Over Loan
- Price quotation for Home Credit Loan
Salaried Individuals
Letter of Introduction (LOI)
Latest 01year salary account statement
Businessmen
Trade License for last 3 years
Latest 1 year bank statement of the company
Registered partnership deed for partnership company
MOA+ Certificate of Incorporation+ Latest Schedule X for Private Limited Company
Self-Employed
Certificate of membership of respective professional association
Declaration on self-pad along with seal
Certificate of a professional degree
Land Lord
Registered ownership deed
Rental deed
Copy of any utility bill (Electricity/ Water/Gas)
For any banking needs please call 24 Hour Call Center 16221 or e-mail us at [email protected]
We will soon be in touch with you
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   SWIFT: BRAKBDDH    16221 +880 2 8852233 (Overseas Callers)