Home Login to Internet Banking Share Management Portal (SMP) Schedule of Charges
Retail Banking
Loan Products
Home Loan
Personal Loan
Auto Loan
Personal Loan for Doctors
Personal Loan for Landlord
Secured Loan/Overdraft
Schedule of Charges for Retail Lending
Home Loan
Product Type & purpose
Home Loan
Financing against purchase of your under-construction / semi-completed / completed / secondhand Apartment of house
Home Credit
Financing against renovation / extension / construction of your own home
Financing against transfer of the current balance of your existing housing loan to BRAC Bank
Customer Segment & Eligibility
Salaried Individuals
Total job experience s minimum 3 years & must be permanent in current job
Minimum income is BDT 25000
Businessmen / Self Employed individuals / Landlords
Owner / Director of Proprietorship / Partnership / Private Limited Company
Total business experience is minimum 3 years
Minimum income is BDT 30000
Product Features
Interest rate starting from 8.75%*
Owner of the property must be the main borrower
Mortgage Property location
Property Must be
Applicants must be a permanent resident of Bangladesh
Minimum age of 25 years & maximum age of 65 years at the time of maturity
Competitive Interest Rate
Maximum loan tenure is 25 years*
Property mast be located within any city corporation municipality area
Common Documents
Latest 1 year personal bank statement
Latest Tax clearance certificate /return receipt of tax*
- Photocopy of National ID Card / Passport
- Letter/ Allotment Agreement/ Byna Deed for Home Loan
- Registered ownership deed for Home Credit / Take Over Loan
- Price quotation for Home Credit Loan
Salaried individuals
Letter of introduction (LOl)
Latest 01 year salary account statement
Trade License for last 3 years
Latest 01 year bank statement of the company
Registered partnership deed for Partnership Company
IMOA+ Certificate of incorporation+ Latest Schedule X for Private Limited Company
Certificate of membership of respective professional association
Declaration on self-pad along with seal
Certificate of a professional degree
Land Lord
Registered ownership deed
Rental deed
Copy of any utility bill (Electricity/ Water/Gas)
* Conditions Apply
For any banking needs please call 24 Hour Call Center 16221 or e-mail us at [email protected]
We will soon be in touch with you
Downloads Complaint Cell
   SWIFT: BRAKBDDH    16221 +880 2 55668056 (Overseas Callers)