BRAC Bank Earnings Disclosure Q3 2018


Retail Banking » Deposit Products
Savings Accounts
Triple Benefits Savings Account
Future Star Account
Current Accounts
Current Plus
Salary Account
Resident Foreign Currency Deposit (RFCD) Account
Foreign Currency (FC) Account
Term Deposits
Fixed Deposit General
Flexi DPS
Freedom Fixed Deposit (FFD)
Abiram Fixed Deposit
Unit Fixed Deposit
Non-Resident Foreign Currency (NFCD) Account
Savings Accounts
Current Account
Term Deposits & Foreign Currency Account
Schedule of Charges for Retail Banking
Employee Banking
The BBL Employee Banking is more than just disbursing salaries to employees on behalf of organizations; it offers an all-in-one banking platform to the employees as well. It makes life easier for employees with convenient banking solutions consisting of multiple products & services at preferential pricing. This is a secured and hassle-free way of banking not just for the employees, but for employers as well.

Employee Banking at BBL brings a wide array of solutions with exclusive features available only for the employees who open Salary Savings Account at BBL.
Benefits to Employees:
Up to 4% monthly interest on Salary Savings Accounts
No minimum account balance required
No half yearly maintenance fee
Cheque book facility
Visa/MasterCard facility in Debit Card
Prepaid Cards
Transactional convenience- Internet Banking, SMS Banking, e-Statements
Access to more than 475+ ATMs
Attractive Loan facility at preferential rates (Personal loan, Home loan, Auto loan)
Moreover, BBL facilitates the employers with an efficient salary disbursement process that helps reduce administrative hassles. The incentives developed for the employers not only allows them to have less to worry about, they include added privileges for the employees.
Benefits to Employers:
Fast and secure salary disbursement
Salary disbursement via a single instruction performed from any BRAC Bank branch in Bangladesh
Seamless and error-free salary disbursal process
Dedicated Relationship Manager
Reduced workload for Accounts & Finance department
Minimum salary processing fee
Our Product Suite
BBL offers a comprehensive suite of products and services which makes the Employee Banking proposition one of the best in Bangladesh. BBL promises to manage your employee banking relationship and cater to your full banking requirements while ensuring your complete satisfaction.
The Smart Savers Accounts
BRAC Bank has 3 (three) types of Savings accounts in store for you:

1. Smart Savers - Premium
  - ZERO Half Yearly Account Maintenance Fee
  - Debit Card is FREE for Life

2. Smart Savers - PLUS
  - ZERO Half Yearly Account Maintenance Fee
  - Debit Card Annual Fee is FREE for 1st year and BDT 300 + VAT for 2nd year onwards

3. Smart Savers
  - Half Yearly Account Maintenance Fee varies from ZERO to BDT 300 depending on half yearly average balance
  - Debit Card Annual Fee is BDT 450 + VAT
Credit Cards
BBL offers the Signature, Platinum, Gold and Classic Credit Cards with its host of exciting benefits.

  - 50% waiver in 1st year's annual fee of Classic, Platinum and Gold credit cards
  - Shopping vouchers worth the remaining 50% of annual fee
  - Flexible limit in Taka and foreign currency
  - 50 days interest free period
  - Instant SMS alert for transactions
Retail Lending Products
You can avail Personal Loan, Auto Loan and Home Loan at preferential interest rates within the fastest processing time.

Introducing 'The Power Bundle':
  - A bundle proposition consisting of salary account and lending products tailored for individual needs
  - Preferential pricing on Credit Cards, Personal Loan, Auto Loan and Mortgage Loan
Prepaid Card
Enjoy the convenience of Prepaid Cards and forget the need of carrying cash
  - Instant issuance - Just pay and pick up the card
  - Acceptable in all VISA supported ATMs & POS
  - Prior account relationship not required
  - Scope to refund unused balance in BDT
Other Products & Propositions
Our products and services do not end here; we have many more to offer to you:
  - Current accounts, including Local Currency Deposit accounts, Foreign Currency (FC) Deposit accounts and Resident Foreign Currency Deposit (RFCD) accounts
  - Fixed Deposit products
  - Sanchayapatra with auto encashment option
  - Investment facilities such as Wage Earners' Bond, US Dollar Premium & Investment Bond, etc.
  - TARA: A comprehensive banking solution exclusively for women, which includes special offers in deposits, debit & credit cards, retail and SME loans and numerous privileges at various shopping and lifestyle outlets
  - Convenience of Shopping
    :: Shopping through 1,500+ BRAC Bank POS terminals
    :: Acceptance at 8,500+ other bank POS terminals
    :: Discount at over 60 restaurants across the country
    :: Discount at over 7O lifestyle stores across the country
    :: Debit card usage facility at selective filling stations all across the country

*Terms and Conditions apply
16221 +880 2 55668056 (Overseas Callers)
Complaint Cell
Head Office
Anik Tower
220/B Gulshan - Tejgaon Link Road,
Tejgaon i/A, Dhaka 1208
Risk Based Capital (Basel III)
Warning Against Illegal Forex Trading/ Dealing
Green banking