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Personal Loan
Be it your dream gadgets, wedding, medical attention or whatever the requirement might be, BRAC Bank Personal Loan available at your side as always An unsecured loan up to BDT 20 Lac exclusively designed lust to cater your personal is needs.
Interest Rate & Processing Fee
starting from 10.25%*
Special Features
A Personal Loan facility for any consumer needs
Loan amount BDT 01 Lac to BDT 20 Lacs
No collateral or cash securities
Flexible repayment Equal Monthly Installments (EMIs) over a period of 12 months to 60 months*
Eligibility
Age:
Minimum age 25 years
Maximum age 65 years
Professional Experience:
Salaried: Confirmed Employee having minimum total work experience of 1 year
Businessman: Minimum 3 years of Business experience in same business
Minimum Monthly Income:
BDT 25000 (per Month) *
Required Documents (For Salaried Individuals):
Photocopy of NID of loan applicant and guarantor
One passport size photograph of loan applicant and guarantor
Letter of Introduction
Visiting Card / Office ID copy of both loan applicant and guarantor (if applicable)
Last 6 months' Bank Statement
Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
Required Documents (For Self-employed Professionals like Doctors, Engineers, Accountants, Architects etc.)
Photocopy of NID of loan applicant and guarantor
One passport size photograph of loan applicant and guarantor
Photocopy of Membership Card/Professional Certificate
Visiting Card of both loan applicant and guarantor (if applicable)
Last 12 months' Bank Statement.
Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
Up to date Trade License of last 5 years (if applicable)
Registered Partnership Deed for partnership concern (if applicable)
MOA & Certificate of Incorporation for limited company (if applicable)
* Conditions Apply
For any banking needs please call 24 Hour Call Center 16221 or e-mail us at enquiry@bracbank.com
We will soon be in touch with you
16221 +880 2 55668056 (Overseas Callers)
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