BRAC Bank Earnings Disclosure Q1 2018


SME Banking
Deposit Products
Prapti Current Account
Prachurjo Fixed Deposit
Shonchoy SME Deposit
FAQ of SME Deposit Products
Loan Products
Anonno Rin
Apurbo Rin
Prothoma Rin
Shomriddhi Rin
Shompod Rin
FAQ of SME Loan Products
SME Schedule of charges Deposit
SME Schedule of charges Lending
SME Schedule of charges Trade
Prapti Current Account
With a view to ease your busy life, BRAC Bank is offering you current account named PRAPTI. You can deposit and withdraw money through any branches, SME sales & service centers during banking hours and through ATM and CDM 24 hours. Besides, you will get interest daily on your balance.
Any kind of organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/Project, Co-operative society and so forth)
Specialty of PRAPTI Current account
It is a current account in which interest is paid on daily balance. You can open up this account in our any branches across the nation with only BDT 5000. For branches located inside Dhaka the required minimum account opening balance is BDT 50,000.00. If current account is opened along with loan disbursement, then the minimum account opening balance requirement will be zero.
How can I get statement?
Statement will be sent to your address on every six months
Rate of Interest
The following is the rate of interest applicable daily on your balance.
Amount of Balance Specific Interest Rate
0 - Below 5,000 0%
5,000 - Below 100,000 1%
100,000 - Below 250,000 2%
250,000 & Above 3%
Miscellaneous Fee
Relationship Fee (Half yearly) Free (If average balance is BDT 100,000 or above). BDT 500+15%VAT will be charged if average balance is below than BDT 100,000.
Debit Card/ ATM Card Fee (Yearly) BDT 600 + 15% VAT
Cheque Book Fee First 25 pages cheque book will be issued free. From 2nd cheque book (of maximum 100 pages), for each cheque book BDT 8 + VAT (Per leaf) will be charged if last 1 month's average balance is below BDT 100,000. No charge is applicable if last 1 month's average balance is BDT 100,000 or above.
Excise Duty As per Government rules.
Inter / Intra City Online Banking Fee As per schedule of charges
For any banking needs please call 24 Hour Call Center 16221 or e-mail us at [email protected]
16221 +880 2 55668056 (Overseas Callers)
Complaint Cell
Risk Based Capital (Basel III)
Warning Against Illegal Forex Trading/ Dealing
Green banking