You can partially encash your Fixed Deposit even before it reaches maturity*
The remaining (i.e. non-encashed) amount of Fixed Deposit will be continued to earn interest at the initially agreed rate for the rest of the tenure*
Opportunity of earning interest on your partially encashed amount*
Example: If you open a Unit Fixed Deposit of BDT 1 crore for 1 year at 6% interest rate and encash BDT 40 lac after 6 months, then BDT 40 lac will get average savings interest rate (presently 2%) for 6-month period. Non-encashed amount of BDT 60 lac (i.e. BDT 1 crore - BDT 40 lac) will be continued for the rest of the tenure at 6% interest rate.