Mandatory Required Documents for Individual Unsecured Credit Cards:
  1. Signed and completed Application Form
  2. National ID copy/ Declaration if NID is not available
  3. E-TIN Certificate
  4. Passport size photograph of applicant duly signed by the applicant and attested by the source
  5. Nominee’s photograph and signature duly attested by the applicant.
  6. If the applicant’s signature does not match with any of the provided photo IDs, then declaration is required.
  7. Completed CIB form and Letter of Undertaking
  8. Bank statement as applicable
  9. Visiting Card/Office ID
  10. Valid Passport (if available)
Requirement for fully Account Paid Salaried
  1. Latest Salary Certificate/Pay Slip with Date of Joining & Job Status and to be signed off by authorized person (Line manager/HR/Accounts/Finance) with name seal containing designation and department.
  2. Bank Statement of last 3 months which must reflect 3 months’ salary and Bank statement should not be more than 1 month old. For freshers, bank statement of 6 months is required.
Requirement for Partially Account Paid Salaried
  1. Latest Salary Certificate/Pay Slip with Date of Joining & Job Status and to be signed off by authorized person (Line manager/HR/Accounts/Finance) with name seal containing designation and department.
  2. Cash vouchers of last 6 months required if cash portion is not mentioned in LOI/Pay Slip and bank statement of the last 6 months (For partially account payee only)
Requirement for Self Employed
  • Proprietorship
    1. Bank Statement of last 12 months
    2. Trade License copy (Up to date for 3 years)
  • Partnership
    1. Bank Statement of last 12 months (both personal and company)
    2. Trade License copy (Up to date for 3 years)
    3. Partnership Deed on Government revenue stamp
  • Limited Company
    1. Bank Statement of last 12 months (both personal and company)
    2. Copy of Memorandum of Association
    3. Copy of Certificate of Incorporation
    4. Copy of Latest Schedule X and XII for Private Limited Company
    5. Latest Trade License copy
  • Landlord
    1. Bank Statement of last 12 months (personal)
    2. Rental Receipt or Copy of Rental agreement(s) with tenants
    3. Rental agreement is mandatory for institutional tenant
    4. Copy of Title Deed
    5. Lease deed with AC Land Mutation/Lease Mutation
    6. Updated Holding Tax
    7. Partition deed for single build with multiple owner
  • Doctors/Lawyers
    1. Bank Statement of last 12 months (personal and only for lawyer)
    2. BMDC copy for Doctors
    3. Certificate for permission of Practice from appropriate authority for Lawyers, Engineers and Consultants as deemed applicable.
Mandatory Required Documents for Individual Secured Credit Cards:
  1. National ID copy
  2. E-TIN certificate
  3. Top sheet, General Instruction/FD advice
  4. Letter of lien and set-off over deposit account
  5. Fund holds instruction
  6. FDR receipt/hold value
  7. Memorandum of deposits of securities
  8. Authorization for encashment of securities
  9. Letter of Guarantee (joint/Several)
  10. Undated form