At a Glance
BRAC Bank is a performance-driven organization, where its values are at the core of every activity.
BRAC Bank Limited began with the vision to provide banking solutions to the ‘unbanked' Small and Medium Entrepreneurs. Taking inspiration from its parent organization BRAC, the largest NGO in the world, BRAC Bank introduced small ticket loans to the small and medium enterprises (SME), to specifically bring the grassroots entrepreneurs under the umbrella of formal banking service. Close to half of the bank's lending portfolio is comprised of small and medium enterprises – popularly known as the ‘SME'.
In 2001, BRAC Bank did not start its journey like any other conventional bank. The visionaries who led the bank realized that the previously neglected Small and Medium Enterprises (SME) sector plays significant role in generating growth and creating employment in the country. Over the past few decades, traditional banks were reluctant to invest in this sector. At a time when it was almost impossible for the SME entrepreneurs to get financing from the banking sector in Bangladesh, BRAC Bank stepped forward and came to finance these unbanked SME entrepreneurs.
BRAC Bank is a performance driven dynamic organization, where its values founded at the core of each and every activity as pillars. It is the only member of the Global Alliance for Banking on Values (GABV) from Bangladesh. The Global Alliance comprises 66 financial institutions operating in countries across Asia, Africa, Australia, Latin America, North America and Europe - serving more than 60 million customers, holding up to USD 200 billion of combined assets under management and powered by a network of 80,000 co-workers.
BRAC Bank shares the 3P Philosophy – People, Planet and Prosperity with the other partners of GABV. We believe that we have responsibility towards the people we work with and the places we operate in. As a mission-driven bank, we prefer to work for the welfare of our people and society.
BRAC Bank today !
BDT 5,547 M
Profit After Tax
BDT 314,599 M
BDT 321,212 M
TOTAL LOANS & ADVANCES
EARNINGS PER SHARE
RETURN ON EQUITY (RoE)
RETURN ON ASSETS (RoA)
NET ASSET VALUE (NAV) PER SHARE
BDT 76,987 M
AGENT BANKING OUTLETS
SME UNIT OFFICES
S&P GLOBAL RATINGS
MOODY'S INVESTORS SERVICE
N.B.: Information is as of December 31, 2021 as per Annual Report 2021.
BRAC Bank has become the first Bangladeshi Bank to be rated the best by three of the top domestic credit rating agencies in Bangladesh (CRAB AA1/ST-1, CRISL- AA+/ ST-1 and Emerging Credit Rating- AA+/ ST-1) and two of the world's leading credit rating agencies (S&P Global Ratings - B+ and Moody's Investor Service - Ba3) – portraying quality portfolio, higher capital base, stability and steady growth trends.