ACHIEVE

Be it your dream gadgets, wedding, medical attention or whatever the requirement might be, BRAC Bank Personal Loan available at your side as always An unsecured loan up to BDT 20 Lac exclusively designed lust to cater your personal is needs.

Interest Rate & Processing Fee

• Interest Rate: Please contact us for query
• Processing Fee: Up to 0.50% of the loan amount.

• A Personal Loan facility for any consumer needs
• Loan amount BDT 01 Lac to BDT 20 Lacs
• No collateral or cash securities
• Flexible repayment Equal Monthly Installments (EMIs) over a period of 12 months to 60 months*

• Minimum age 25 years
• Maximum age 65 years

• Salaried: Confirmed Employee having minimum total work experience of 1 year
• Businessman: Minimum 3 years of Business experience in same business

• BDT 25000 (per Month) *

• Photocopy of NID of loan applicant and guarantor
• One passport size photograph of loan applicant and guarantor
• Letter of Introduction
• Visiting Card / Office ID copy of both loan applicant and guarantor (if applicable)
• Last 6 months' Bank Statement
• Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac

• Photocopy of NID of loan applicant and guarantor
• One passport size photograph of loan applicant and guarantor
• Photocopy of Membership Card/Professional Certificate
• Visiting Card of both loan applicant and guarantor (if applicable)
• Last 12 months' Bank Statement
• Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
• Up to date Trade License of last 5 years (if applicable)
• Registered Partnership Deed for partnership concern (if applicable)
• MOA & Certificate of Incorporation for limited company (if applicable)

Please call our 24 hours call center 16221 or e-mail us at [email protected]

Teaching is a noble profession. Teachers play a crucial role in the development of good citizens and are the architects of a nation. BRAC Bank is providing ‘দিশারী’ personal loan to help Bangladeshi teachers with their financial requirements as a token of appreciation. This first-of-its-kind loan product that is meant for teachers only.

• An unsecured personal loan for teachers working in government, non-government, MPO listed schools, colleges and BRAC Bank listed universities as well as for teachers from English Medium Schools.
• Maximum loan amount is BDT 20 lakhs, repayable in up to 5 years.
• Verified cash salary and tuition income will be considered along with salary income.

• Age minimum 18 years and maximum 65 years*
• Minimum monthly income requirement is only BDT 17000*.
• Minimum total work experience of 6 Months.

• Interest Rate : As per prevailing interest rate of BRAC Bank.
• Processing Fee : Up to 0.50% of the loan amount.
• Other fees and charges- Applicable as per retail loan schedule of charges. Link of SOC.Schedule of Charges.

• One Passport size photograph of loan applicant and guarantor(s)
• Copy of National ID of loan applicant(s) and guarantor(s)
• E-TIN (if the applied loan amount is more than 5 lacs)
• Proof of Employment i-e  Introduction Letter with Employment or Appointment Letter
• Pay slip / salary statement and, or cash voucher; of last 6 months
• Photocopy of Company ID or visiting Card of loan applicant and guarantors; if applicable.
• Utility bill copy as required
• A declaration mentioning the approval for private tuition; if applicable.

*Conditions Apply

For further queries, please call our 24-hour call center at 16221 or email us at [email protected]

BRAC BANK ‘আগামী’ Personal Loan is designed to pursue higher education dreams.

• Loan amount is up to 130% of the total tuition fee;
  e.g. If the tuition fee is BDT 800,000, an amount of up to BDT 1,040,000 (130% of BDT 800,000) loan can be provided.
• Maximum loan amount is BDT 20 lakhs;
• Repayable in 5 years;
• Loan will be disbursed in phases;
  e.g. If someone is asking to divide the loan into 8 equal phases, the loan disbursement amount of each phase will be BDT 100,000 (BDT 800,000/8).
• You can apply for a loan during admission or at the beginning of any semester;
• Convenient repayment schedule: Affordable instalments and interest-saving at the beginning of loan tenure.

• Parents and legal guardians of any legal professions can apply for their children’s university education;
• Minimum monthly income requirement is BDT 20,000 only.

• Photocopy of NID;
• E-TIN certificate;
• Two passport size photographs;
• Proof of employment and income;
• Bank statement (Last 6 months)
• Proof of other bank credit facilities such as loans and credit cards.

*Conditions Apply

To know more visit FAQ for আগামী Personal Loan

For further queries, please call our 24-hour call center 16221 or email us at [email protected]

BRAC Bank has launched first ever end-to-end digital lending app সুবিধা in Bangladesh. Customers will not require to visit a branch to avail loan, instead, they can apply using সুবিধা digital lending app sitting anywhere in Bangladesh. This app allows customers to apply for a personal loan to purchase their desired products & services from our enlisted partner outlets.

• Product Name- সাধ্য Digital Personal Loan (which is the name of the Digital Personal Loan of সুবিধা app);
• Preapproved Loan Limit- From BDT 20,000 up to BDT 3 lakhs; 
• Tenure - 6, 9, 12, 15, 18 months;
• Financing limit- Up to 90% of the product value will be financed by BRAC Bank and that will be not more than the preapproved limit;
• Customers can Buy multiple products with an approved loan limit;
• Offer validity- Two months from the date of receiving the first SMS;
• Approval validity- Two months from the date of loan approval, the loan limit can be used several times from the date of getting approval;
• Loan disbursement Mode– The product purchase price will be directly paid to the merchant account excluding the down payment made by the customer. 

• Only selected accountholders of BRAC Bank who fulfill the minimum criteria of Digital Loan will be deemed as eligible for this offer;
• Eligible customers will get an offer SMS from BRAC Bank.

• Interest Rate: 9% per annum (Subject to ALCO decision);
• Processing Fee: Up to 0.50% of the availed loan amount + 15% VAT;
• Other fees and charges: BDT 115 (CIB charge) + BDT 100 (Stamp charge).

• No documents are required for application submission;
• The customer will show a photo ID in the partner outlet before taking product delivery.

Transcom
Digital

SE(F)5 Bir Uttam Mir Shawkat Ali Sarak, Gulshan 1, Dhaka-1212

Hatil
Furniture

1314 Monipur, Rokeya Sarani, Kazipara, Mirpur, Dhaka-1216

Gadget
& Gear

ANZ Huq Eleven Square, Plot# 01, Block# H, Ground Floor, Road# 11, Banani, Dhaka-1213

Butterfly

Amanullah Trade Center, Plot# 06 (old) New-26, Gulshan-02, Dhaka-1212.

Share Trip
Limited

Rangs Pearl Tower, 4th Floor, House# 76, Road# 12, Dhaka-1212

Go Zayaan
Limited

Level-5, House- 1/A, Road- 16/A, Gulshan- 1, Dhaka

*Conditions Apply

For further queries, please call our 24-hour call center at 16221 or email us at [email protected]

Whether you want to purchase a brand new car or a reconditioned one, BRAC Bank Auto Loan is built for maximum speed and efficiency. Get your dream car on the road in no time.

• Interest Rate: Please contact us for query
• Processing Fee: Up to 0.50% of the loan amount or BDT 15,000 whichever is lower.

• Available for Salaried individuals, Business Persons, Self Employed & Landlord.
• Minimum Age: 25 Years & Maximum age: 65 years at the time of loan maturity
• Minimum Monthly Income: BDT 25,000 (for salaried); BDT 35,000 (for others)
• Length of service: Confirmed employment with total 1 year work experience
• Age of Business: Min 3 years

*Conditions Apply

• Up to 50% of quoted value of the car
• Maximum loan ceiling up to BDT 40 Lac*
• Tenure: 12 to 72 Months
• For brand new and reconditioned cars

• Latest one year's personal bank statement
• Photocopy of national ID
• One copy passport size photograph of the applicant
• One copy passport size photograph of guarantor
• Price quotation of the vehicle
• Business card / visiting card of the application
• Latest Tax clearance certificate /return receipt of tax*

• Letter of introduction stating salary, issued by the employee

• Copy of trade License
• Company's bank statement for last one year
• Memorandum of Articles for Limited Liability Company

• Professional Certificate issued by authorized institution

• Valid documents of the property
• Rent receipt/deed

Please call our 24 hours call center 16221 or e-mail us at [email protected]

Get Ready To

Travel The World

There is nothing better than escaping the hustle and bustle of everyday life to enjoy a getaway with your loved ones. If you have a date in mind for a trip, but still haven’t saved up enough, its time to make those dreams become a reality with a BRAC Bank Holiday Loan. Sink your feet into the sandy shores of Thailand or Jet off to visit friends and family abroad and make some lasting memories. Whatever the reason, it’s always a good time to travel.

We have arranged special discounts with leading tour operators of the country only for you. You can enjoy up to 50% discount on service fee & up to 15% discount on tour packages while availing our Holiday Loan.

• Starts from 10.50%*

• Loan amount BDT 01 Lac to BDT 10 Lac
• No collateral or cash securities
• Flexible repayment Equal Monthly Installments (EMIs) over a period of 12 months to 36 months*

• Minimum Age: 25 Years & Maximum age: 65 years
• Minimum Monthly Income: BDT 25,000

• Photocopy of NID of loan applicant and guarantor
• One passport size photograph of loan applicant and guarantor
• Letter of Introduction
• Visiting Card / Office ID copy of both loan applicant and guarantor (if applicable)
• Last 6 months' Bank Statement
• Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac

• Photocopy of NID of loan applicant and guarantor
• One passport size photograph of loan applicant and guarantor
• Photocopy of Membership Card/Professional Certificate
• Visiting Card of both loan applicant and guarantor (if applicable)
• Last 12 months' Bank Statement
• Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
• Up to date Trade License of last 5 years (if applicable)
• Registered Partnership Deed for partnership concern (if applicable)
• MOA & Certificate of Incorporation for limited company (if applicable)

Please call our 24 hours call center 16221 or e-mail us at [email protected]