OVERVIEW
Loan products
UNSECURED LOAN
ANONNO
Anonno SME loan is an unsecured monthly installment loan facility to take care of all your business expansion needs.
Features:
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
DRUTI
DRUTI is a unsecured loan facility for CMS enterprises (defined as per Bangladesh Bank SMESF Circular 2, 2019) involved in CMS sized trading, manufacturing, service, agriculture, farm rural activities, agro-based industries, and many other acceptable sectors.
Features:
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
SECURED LOAN
APURBO SME LOAN
APURBO loan facility is the perfect choice for an emerging entrepreneur looking for a large loan to meet his business needs and has viable security to offer.
Facilities:
Features:
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
SHOMRIDDHI SME LOAN
SHOMRIDDHI loan facility caters to meet the import-export related expenses, post import expenses, tax/duty payment, local bill purchase, working capital, and fixed asset finance starting from BDT 10 Lac to any amount depending on business needs. A dedicated relationship manager is assigned to the customer as well.
Facilities:
- Letter of Credit (LC) and Loan against Trust Receipt (LATR)
- LC opening facility: from BDT 10 Lac to any amount depending on business needs
- UPAS LC facility
- Up to 90% loan against LC
- Favorable LC term and exchange rate
- Revolving Loan and Overdraft
- Import duty payment or goods purchase facility
- Inland Bill Purchase
- Purchase accepted bills against local/ foreign LCs issued by other favorable banks
- Discount up to 90% of accepted LC
- Term Loan
- Subsequent term loan to retire documents for machineries LC
- Bank Guarantee
- To participate in different tenders or to provide security in favor of different organizations and institutions
Features:
- Easy and hassle free documentation
- Loan starts from BDT 5 Lac to 25 Crore depending on the facility type & business needs
- Fast transaction time
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Women Entrepreneur Loan
TARA Uddokta SME Loan
What is TARA ?
TARA is a 360 degree banking solution for aspiring women entrepreneur offering a range of loan solutions
that meet the lifestyle requirements of women in different segments - business expansion, fixed asset
purchase, working capital, commercial vehicle purchase, import and export financing.
Features of TARA
Am I Eligible?
You will be eligible for availing TARA SME Loan if your business meets the following criteria:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Commercial Housing Loan
NIRMAN SME LOAN
NIRMAN is a loan facility for construction and/or renovation of residential facility and/or commercial complex for rental purpose under Equated Monthly Installment (EMI) loan facility.
Features:
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Commercial VEHICLE Loan
BAHON SME LOAN
BAHON is the tailored loan product that is offered to purchase new or reconditioned vehicle(s) for business use.
Features:
Installment based loan to purchase commercial vehicle You can avail this loan for the purchase of Mini Truck, Covered Van, Pickup Van, Cargo, Prime Mover, Trailer, Tank Lorry, Dump Truck, Ready Mixer, Sedan, SUV or passenger bus/costar for your business needs.
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
SECURED CONVENIENCE LOAN
SHOHOJ SME LOAN
Shohoj is a loan facility for any small and medium business concern that has a Fixed Deposit (FDR), Deposit Pension/Premium Scheme (DPS) and Wage Earners Development Bond (WEDB).
Features:
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
TAILOR MADE LOAN
PRABARTAN:
PRABARTAN is a loan facility for Cottage, Micro, Small and Medium enterprise businesses operating in the digital platform of the industry ranging from e-commerce to f-commerce.
Features:
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
KURI:
BRAC Bank KURI is a term loan facility for small scale tea growers in Bangladesh mostly located at North Bengal regions.
Features:
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Supply Chain Finance
Supply Chain Finance (SCF) helps free up cash trapped in supply chain process for both suppliers and distributors. Brac Bank Ltd offers SCF programs for two products:
Supplier Financing
Supplier financing is an Overdraft facility for the suppliers of different corporates and Multinational Companies. BRAC Bank’s customer (existing/ new) who supplies goods & services to desired large corporations and will seek early payment from Bank against PO / Invoices / Bills payables by Large Corporation.
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Distributor Financing
Distributor Financing is a Non- Chqable Overdraft facility for the Distributors large corporations inside Bangladesh. BRAC Bank’s customer (existing/new) who purchases goods & services for desired large corporations to distribute / sale those products to retailers and seeks advance payment from Bank for procuring products of the desired large corporation.
Features:
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Cluster Financing:
Cluster financing is a well-known concept for promoting economic progress and sustainability. In Bangladesh, SMEs remain isolated, which means they have to face different challenges individually and their demands remain unmet. Cluster Financing will help the SMEs build their capacity to respond strongly to competitive pressure and mobilize different supporting functions such as addressing financing needs, technological developments, expansion, business innovation, working closely as a backward linkage with large corporations, and building capacity to expand local and international markets.
The clusters are represented by a large number of CMSMEs (minimum 50 similar business institutions / initiatives) engaged in manufacturing or service and positioned within a 5 kilometer radius. BRAC Bank, as a leading bank serving SMEs, is always prioritizing cluster financing, which has helped the cluster participants expand their business volumes.
Prioritized Clusters for SME Financing:

Apart from the above, we are always welcoming any association that represents clusters (as defined above) to avail of financing support under the Cluster Financing Policy of the bank.
Facilities:
Eligibility Criteria:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
STARTUP BUILDER
An unique financing proposition for business entities that are incorporated or registered in Bangladesh; working towards innovation, development, deployment or commercialization of new products, processes or services driven by technology or intellectual property (not limited to patents, trademarks, copyrights, industrial design & trade secrets etc.).
Eligibility Criteria:
Features:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
BRAC Bank- SHABOLOMBI
Special loan facility for families of remittance fighters
What do you get in "Shabolombi"?
Loan facility from Tk 2 Lakh to Tk 30 Lakh within a period of 12 months to 36 months
Eligibility of Remittance Earner:
If you are interested in availing the loan facility, fill the following section-
DEPOSIT PRODUCTS
PRAPTI CURRENT ACCOUNT
Prapti is an interest generating current account for SME business owners. This business account provides interest on daily balance and allows easy transaction through the widespread distribution network of BRAC Bank.
Eligibility
Any kind of Bangladeshi organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/Project, Co-operative society and so forth)
SPECIALTY OF PRAPTI CURRENT ACCOUNT
- Provides interest on daily balance
- Account can be opened with only BDT 5,000
- Account statement delivered to you every 6 months
- Internet banking, SMS banking and debit card facility available
- Allows easy transaction with the widespread distribution network of BRAC Bank
FEES AND CHARGES
**For more details on Fees & Charges, please download Schedule of Charges SME Deposit
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
SHADHIN CURRENT ACCOUNT
Shadhin Current Account is a "no fee, no interest" account for your business. All banking related charges are waived in this account upon maintaining a minimum monthly average balance.
ELIGIBILITY
Any Bangladeshi organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/Project, Co-operative society and so forth)
SPECIALTY OF SHADHIN CURRENT ACCOUNT
- The minimum balance for account opening is only BDT 1,000
- Half yearly account maintenance fee, debit card fee and cheque book fee are waived upon maintaining a monthly average balance of BDT 25,000 or more
- No intercity charge on deposit of any amount and withdrawal of up to below BDT 100,000
- Free SMS banking, internet banking and e-statement
FEES & CHARGES
**For more details on Fees & Charges, please download Schedule of Charges SME Deposit
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
PROTHOM ACCOUNT
Prothom Account is new retail account for SME Entrepreneurs. It is an interest bearing current account that can be opened by any male individual who is currently owner of a new business, online business or small business without any trade license.
Eligibility
SPECIALTY OF PROTHOM ACCOUNT:
- This is an interest bearing personal current account
- No minimum balance required to open the account
- Free issuance of debit card with account opening
- Special discount on NPSB charge in case of cash withdrawal from other bank ATM with debit card
- Free SMS and internet banking
FEES & CHARGES:
**For more details on Fees & Charges, please download Schedule of Charges SME Deposit
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
SHONCHOY SME DEPOSIT
BRAC Bank introduces "Shonchoy – Monthly Deposit Scheme" for all its SME clients. It will allow your organization to save on a monthly basis as per your organization’s requirement and get a handsome return at maturity.
Eligibility
SPECIALTY OF SHONCHOY SME DEPOSIT
- Monthly installment starts with only BDT 500
- Tenor from 1 year to 10 years
- No fees applicable on early encashment (<90 days)
- No fees except govt excise duty on interest earned applicable
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
PRACHURJO FIXED DEPOSIT
"Prachurjo" is a lucrative fixed deposit for small and medium businesses. With a minimum 1,00,000 TK, any business enterprise having valid trade license can open this account.
Eligibility
SPECIALTY OF PRACHURJO FIXED DEPOSIT
- Loan and overdraft facility available against FDR
- No fees applicable on early encashment (<90 days)
- No fees except govt excise duty on interest earned applicable
- FD can be opened with only BDT 100,000
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
SME WOMEN ENTREPRENEUR LOAN
TARA UDDOKTA SME LOAN
TARA is a 360 degree banking solution for aspiring women entrepreneur offering a range of loan solutions that meet the lifestyle requirements of women in different segments - business expansion, fixed asset purchase, working capital, commercial vehicle purchase, import and export financing.
Features:
Eligibility:
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
TARA UDDOKTA:
TARA Uddokta is an interest generating current account specially designed for Women Entrepreneurs. Along with reduced fees and charges, this business account offers a high interest rate, exclusive cash back offers and special pricing on insurance product. TARA Uddokta Account holders are also eligible for several non-financial value added services.
ELIGIBILITY
SPECIALTY OF TARA UDDOKTA ACCOUNT:
- Account opening with only BDT 1,000
- Highest interest generating current account in the market
- Special Merchant Service Rate on POS machine
- Zero intercity charge
- Free issuance of debit card
- Health insurance package with exclusive pricing
- Cash back of up to BDT 500 on first purchase with debit card
- Welcome vouchers from lifestyle brands with debit card
- Assistance with legal document preparation and renewal
- Training and knowledge sharing programs
- Brand and product promotion through networking events
FEES & CHARGES:
**For more details on Fees & Charges, please download Schedule of Charges SME Deposit
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
TARA Prothom Account
Prothom Account is new retail account for SME Entrepreneurs. It is an interest bearing current account that can be opened by any male individual who is currently owner of a new business, online business or small business without any trade license.
ELIGIBILITY
SPECIALTY OF PROTHOM ACCOUNT:
- This is an interest bearing personal current account
- No trade license is required for account opening
- No minimum balance required to open the account
- Free issuance of debit card with account opening
- Special discount on NPSB charge in case of cash withdrawal from other bank ATM with debit card
- Free SMS and internet banking
FEES & CHARGES:
**For more details on Fees & Charges, please download Schedule of Charges SME Deposit
Enquiry
Please call our 24 hours call center 16221 or e-mail us at
TARA PROTHOM ACCOUNT:
TARA Prothom Account is new retail account for female SME Entrepreneurs It is an interest bearing current account by a female owner of a new business, online business or small business. This account can be opened without any trade license.
ELIGIBILITY
SPECIALTY OF TARA PROTHOM ACCOUNT:
- This is an interest bearing personal current account
- No trade license is required for account opening
- No minimum balance required to open the account
- Free issuance of debit card with account opening
- Special discount on NPSB charge in case of cash withdrawal from other bank ATM with debit card
- Free SMS and internet banking
FEES & CHARGES:
**For more details on Fees & Charges, please download Schedule of Charges SME Deposit
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
TARA SHONCHOY MONTHLY DEPOSIT:
BRAC Bank introduces "TARA Shonchoy – Monthly Deposit Scheme" for women entrepreneurs. It will allow your organization to save on a monthly basis as per your organization’s requirement and get a handsome return at maturity.
ELIGIBILITY
SPECIALTY OF TARA SHONCHOY MONTHLY DEPOSIT:
- Most competitive interest rate in industry
- Monthly installment starts with only BDT 500
- Loan and overdraft facility on savings amount is available
- Tenor from 1 year to 10 years
- No fees applicable on early encashment (<90 days)
- Govt excise duty will be applicable
- AIT on interest earned applicable
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Thu, Mar 23, 2023 10:34 AM
Currency | Buying | Selling |
---|---|---|
USD | 104.0000 | 107.7500 |
EUR | 113.3288 | 121.4583 |
GBP | 128.0760 | 137.2049 |