OVERVIEW
Loan products
UNSECURED LOAN
ANONNO
What is ANONNO SME loan?
Anonno SME loan is an unsecured monthly installment loan facility to take care of all your business expansion needs.
Features of ANONNO
Am I Eligible?
You will be eligible for availing ANONNO PLUS SME Loan if your business meets the following criteria:
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
SECURED LOAN
APURBO SME Loan
What is APURBO SME Loan?
If you are an emerging entrepreneur looking for a large loan to meet your business needs and have viable security to offer, APURBO loan facility is the perfect choice.
Loan facilities under APURBO
Features of APURBO
Am I Eligible?
You will be eligible for availing APURBO SME Loan if your business meets the following criteria:
SECURED LOAN
Import-Export Loan
SHOMRIDDHI SME Loan
What is SHOMRIDHI SME loan?
SHOMRIDDHI is a loan facility to meet your import-export related expenses, post import expenses, tax/duty payment, local bill purchase, working capital, and fixed asset finance starting from BDT 10 Lac to any amount depending on your business needs. You will have a dedicated relationship manager as well.
Loan facilities of SHOMRIDHI
- Letter of Credit (LC) and Loan against Trust Receipt (LATR)
- LC opening facility: from BDT 10 Lac to any amount depending on your business needs
- UPAS LC facility
- Up to 90% loan against LC
- Favorable LC term and exchange rate
- Revolving Loan and Overdraft
- Import duty payment or goods purchase facility
- Inland Bill Purchase
- Purchase accepted bills against local/ foreign LCs issued by other favorable banks
- Discount up to 90% of accepted LC
- Term Loan
- Subsequent term loan to retire documents for machineries LC
- Bank Guarantee
- To participate in different tenders or to provide security in favor of different organizations and institutions
Features of SHOMRIDDHI
- Easy and hassle free documentation We understand the value of your time and the difficulty you face while collecting extra documentation regarding your loan; hence we kept it as minimal as it can be.
- Loan starts from BDT 10 Lac to any amount depending on your business needs We offer a wide loan range so that you can avail the desired amount to fulfill all your business requirements.
- Fast transaction time You will enjoy fast transaction time for your LC transaction.
Am I Eligible?
You will be eligible for availing SHOMRIDDHI SME Loan if your business meets the following criteria:
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Women Entrepreneur Loan
TARA SME Loan
What is TARA ?
TARA is a 360 degree banking solution for aspiring women entrepreneur offering a range of loan solutions that meet the lifestyle requirements of women in different segments - business expansion, fixed asset purchase, working capital, commercial vehicle purchase, import and export financing.
Features of TARA
Am I Eligible?
You will be eligible for availing TARA SME Loan if your business meets the following criteria:
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Commercial Housing Loan
NIRMAN SME Loan
What is NIRMAN SME Loan?
NIRMAN is a loan facility for construction and/or renovation of residential facility and/or commercial complex for rental purpose under Equated Monthly Installment (EMI) loan facility.
Features of NIRMAN
Am I Eligible?
You will be eligible for availing commercial housing Loan if your business meets the following criteria
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Commercial VEHICLE Loan
BAHON SME Loan
What is BAHON SME Loan?
If you are looking to purchase new or reconditioned vehicle(s) for business use, look no further as our tailored product BAHON is here to fulfill all your needs.
Features of BAHON
Am I Eligible?
You will be eligible for availing BAHON SME Loan if your business meets the following criteria:
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Fully Secured Convenience Loan
SHOHOJ SME Loan
What is SHOHOJ SME Loan?
Shohoj is a loan facility for any small and medium business concern that has a Fixed Deposit (FDR), Deposit Pension/Premium Scheme (DPS) and Wage Earners Development Bond (WEDB). Now meet all your cash emergencies easily and conveniently with our SHOHOJ SME Loan!
Features of Shohoj
Am I Eligible?
You will be eligible for availing SHOHOJ SME Loan if your business meets the following criteria:
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
DEPOSIT PRODUCTS
Prapti Current Account
Prapti is an interest generating current account for your SME business. This business account provides interest on daily balance and allows easy transaction through the widespread distribution network of BRAC Bank.
Eligibility
Any kind of Bangladeshi organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/Project, Co-operative society and so forth)
Specialty of Prapti Current Account
- Provides interest on daily balance
- Account can be opened with only BDT 5,000
- Account statement delivered to you every 6 months
- Internet banking, SMS banking and debit card facility available
- Allows easy transaction with the widespread distribution network of BRAC Bank
Fees and Charges
Half Yearly Account Maintenance Fee | BDT 300(+VAT) |
Annual Debit Card Fee | BDT 600 (+VAT) |
Female Prapti account holders will receive TARA business debit card and the annual fee is BDT 500 (+VAT) | |
First Cheque Book Issuance Fee (25 pages): | BDT 250(+VAT) |
Second Cheque Book Onward: |
|
Inter-City Charge | As per schedule of charges |
SMS Banking | BDT 300(+VAT) |
Internet Banking | Free |
e-Statement | Free |
Statement Cycle | Half-yearly |
Excise Duty | As per schedule Government regulation |
Shadhin Current Account
Shadhin Current Account is a "no fee, no interest" account for your business. All banking related charges are waived in this account upon maintaining a minimum monthly average balance.
Eligibility
Any Bangladeshi organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/Project, Co-operative society and so forth)
Specialty of Shadhin Current Account
- The minimum balance for account opening is only BDT 1,000
- Half yearly account maintenance fee, debit card fee and cheque book fee are waived upon maintaining a monthly average balance of BDT 25,000 or more
- No intercity charge on deposit of any amount and withdrawal of up to below BDT 100,000
- Free SMS banking, internet banking and e-statement
Fees & Charges
Half Yearly Account Maintenance Fee | No account maintenance charge if half yearly average balance of BDT 25,000 or more is maintained
BDT 300 (+VAT) if half yearly average balance of BDT 25,000 is not maintained |
Debit Card | No debit card issuance fee |
No debit card fee if yearly average balance of BDT 25,000 or more is maintained | |
BDT 600 (+VAT) will be charged as debit card annual fee if yearly average balance is less than BDT 25,000 | |
Female Shadhin account holders will receive TARA business debit card and the annual fee is BDT 500 (+VAT) if yearly average balance is less than BDT 25,000 | |
First Cheque Book Issuance Fee (25 pages): | BDT 250(+VAT) |
Second Cheque Book Onward: |
|
Inter-City Charge | No inter-city charge on deposits No intercity charge on withdrawal of up to below BDT 100,000 |
SMS Banking (both push & pull) | Free |
Internet Banking | Free |
e-Statement | Free |
Statement Cycle | Half-yearly |
Excise Duty | As per Government regulation |
Prachurjo Fixed Deposit
"Prachurjo" is a lucrative fixed deposit for small and medium businesses. With a minimum 1,00,000 TK, any business enterprise having valid trade license can open this account.
Eligibility
- Any kind of Bangladeshi organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/Project, Co-operative society and so forth)
Specialty of Prachurjo Fixed Deposit
- Loan and overdraft facility available against FDR
- No fees applicable on early encashment
- No fees except govt excise duty on interest earned applicable
- FD can be opened with only BDT 100,000
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Shonchoy SME DEPOSIT
BRAC Bank introduces "Shonchoy – Monthly Deposit Scheme" for all its SME clients. It will allow your organization to save on a monthly basis as per your organization’s requirement and get a handsome return at maturity.
Eligibility
- Any kind of Bangladeshi organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/Project, Co-operative society and so forth)
Specialty of Prachurjo Fixed Deposit
- Monthly installment starts with only BDT 500
- Loan and overdraft facility available against FDR
- Tenor from 1 year to 10 years
- No fees applicable on early encashment
- No fees except govt excise duty on interest earned applicable
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
TARA Uddokta
TARA Uddokta is an interest generating current account specially designed for Women Entrepreneurs. Along with reduced fees and charges, this business account offers a high interest rate, exclusive cash back offers and special pricing on insurance product. Apart from this, TARA Uddokta Account holders are also eligible for several non-financial value added services.
Eligibility
Any kind of Bangladeshi organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/ Project, Co-operative society and so-forth) with at least 51% ownership belonging to female.
Specialty of TARA Uddokta Account:
- Account opening with only BDT 1,000
- Highest interest generating current account in the market
- Special Merchant Service Rate on POS machine
- Zero intercity charge
- Free issuance of debit card
- Health insurance package with exclusive pricing
- Cash back of up to BDT 500 on first purchase with debit card
- Welcome vouchers from lifestyle brands with debit card
- Assistance with legal document preparation and renewal
- Training and knowledge sharing programs
- Brand and product promotion through networking events
Fees & Charges:
Half yearly account maintenance fee | BDT 300(+VAT) |
First cheque book (25 pages) | Up to BDT 250(+VAT) |
Second cheque book onwards charges | From second month, 25 page free cheque book provided in case last month average balance is BDT 50,000 or more. Only one free cheque book can be availed per month. Charge applicable on 50 and 100 pages cheque book even if average balance is maintained |
From second cheque book (maximum 100 pages), BDT 10(+ VAT) per leaf will be charged if last month’s average balance is below BDT 50,000 ie. BDT 250(+VAT) for 25 pages cheque book, BDT 500(+VAT) for 50 pages cheque book and BDT 1,000(+VAT) for 100 pages cheque book | |
SMS Banking | BDT 300(+VAT) |
Online transaction (Inter City) Deposit |
Free |
Online transaction (Inter City) Withdrawal | Free |
Thu, Jan 14, 2021 10:42 AM
Currency | Buying | Selling |
---|---|---|
USD | 83.95 | 84.95 |
EUR | 101.1949 | 104.4314 |
GBP | 113.6717 | 116.9184 |