BRAC Bank Earnings Disclosure Q3 2018


Retail Banking » Deposit Products
Savings Accounts
Triple Benefits Savings Account
Future Star Account
Current Accounts
Current Plus
Salary Account
Resident Foreign Currency Deposit (RFCD) Account
Foreign Currency (FC) Account
Term Deposits
Fixed Deposit General
Flexi DPS
Freedom Fixed Deposit (FFD)
Abiram Fixed Deposit
Unit Fixed Deposit
Non-Resident Foreign Currency (NFCD) Account
Savings Accounts
Current Account
Term Deposits & Foreign Currency Account
Schedule of Charges for Retail Banking
FAQ » Current Account
CurrentPlus Account
What is the opening balance of CurrentPlus Account?
For Metropolitan Area, minimum account opening balance is BDT 50,000 & BDT 25,000 for Non-Metropolitan area
What is the interest rate for this account?
There is no interest in this account.
What is the debit card fee?
There is no Annual Debit Card Fee if yearly average balance is BDT 25,000 or above. Otherwise, BDT 600 + VAT will be charged.
What is the Half Yearly Account maintenance fee for this account?
If customers do not maintain a Half-Yearly Average balance of BDT 25,000, the account will be charged with BDT 500 + VAT every half year, on 1st January and 1st July of each year.
What is the cheque book charge?
The account comes with a 25 pages first cheque book free. The customers can avail a second cheque book of 25 pages for free, if the account’s last month’s average balance is BDT 25,000 and above. If the average balance is below BDT 25,000, BDT 200 + VAT will be charged. Special cheque book of 50/100 pages can be issued at a premium cost as per Schedule of Charges.
Salary Account
What is a Salary Account?
Salary Account is a local currency interest bearing current account for employees of different Corporate Houses to disburse their monthly salaries. Employees of MNC/LLC/MID CORP/NGO/Large proprietorship/Partnership firm, other than foreign nationals are eligible to open this account. Interest rate for Salary Account is 4% p.a. Any balance greater than zero will be eligible for interest. Interest calculation will be based on Daily Balance and Interest payment will be made Half yearly. There is no Annual Account Maintenance Fee in Salary Account. Annual VISA Debit Card Fees of BDT 300 + VAT will be charged upfront at the time of account opening and on anniversary of every following year. A customer can avail a special cheque book of 12 pages at BDT 150+VAT.
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