OVERVIEW
Loan products
UNSECURED LOAN
ANONNO
What is ANONNO SME loan?
Anonno SME loan is an unsecured monthly installment loan facility to take care of all your business expansion needs.
Features of ANONNO
Am I Eligible?
You will be eligible for availing ANONNO PLUS SME Loan if your business meets the following criteria:
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
SECURED LOAN
APURBO SME Loan
What is APURBO SME Loan?
If you are an emerging entrepreneur looking for a large loan to meet your business needs and have viable security to offer, APURBO loan facility is the perfect choice.
Loan facilities under APURBO
Features of APURBO
Am I Eligible?
You will be eligible for availing APURBO SME Loan if your business meets the following criteria:
SECURED LOAN
Import-Export Loan
SHOMRIDDHI SME Loan
What is SHOMRIDHI SME loan?
SHOMRIDDHI is a loan facility to meet your import-export related expenses, post import expenses, tax/duty payment, local bill purchase, working capital, and fixed asset finance starting from BDT 10 Lac to any amount depending on your business needs. You will have a dedicated relationship manager as well.
Loan facilities of SHOMRIDHI
- Letter of Credit (LC) and Loan against Trust Receipt (LATR)
- LC opening facility: from BDT 10 Lac to any amount depending on your business needs
- UPAS LC facility
- Up to 90% loan against LC
- Favorable LC term and exchange rate
- Revolving Loan and Overdraft
- Import duty payment or goods purchase facility
- Inland Bill Purchase
- Purchase accepted bills against local/ foreign LCs issued by other favorable banks
- Discount up to 90% of accepted LC
- Term Loan
- Subsequent term loan to retire documents for machineries LC
- Bank Guarantee
- To participate in different tenders or to provide security in favor of different organizations and institutions
Features of SHOMRIDDHI
- Easy and hassle free documentation We understand the value of your time and the difficulty you face while collecting extra documentation regarding your loan; hence we kept it as minimal as it can be.
- Loan starts from BDT 10 Lac to any amount depending on your business needs We offer a wide loan range so that you can avail the desired amount to fulfill all your business requirements.
- Fast transaction time You will enjoy fast transaction time for your LC transaction.
Am I Eligible?
You will be eligible for availing SHOMRIDDHI SME Loan if your business meets the following criteria:
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Women Entrepreneur Loan
TARA SME Loan
What is TARA ?
TARA is a 360 degree banking solution for aspiring women entrepreneur offering a range of loan solutions that meet the lifestyle requirements of women in different segments - business expansion, fixed asset purchase, working capital, commercial vehicle purchase, import and export financing.
Features of TARA
Am I Eligible?
You will be eligible for availing TARA SME Loan if your business meets the following criteria:
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Commercial Housing Loan
SME Loan
What is NIRMAN SME Loan?
NIRMAN is a loan facility for construction and/or renovation of residential facility and/or commercial complex for rental purpose under Equated Monthly Installment (EMI) loan facility.
Features of NIRMAN
Am I Eligible?
You will be eligible for availing commercial housing Loan if your business meets the following criteria
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Commercial VEHICLE Loan
BAHON SME Loan
What is BAHON SME Loan?
If you are looking to purchase new or reconditioned vehicle(s) for business use, look no further as our tailored product BAHON is here to fulfill all your needs.
Features of BAHON
Am I Eligible?
You will be eligible for availing BAHON SME Loan if your business meets the following criteria:
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Fully Secured Convenience Loan
SHOHOJ SME Loan
What is SHOHOJ SME Loan?
Shohoj is a loan facility for any small and medium business concern that has a Fixed Deposit (FDR), Deposit Pension/Premium Scheme (DPS) and Wage Earners Development Bond (WEDB). Now meet all your cash emergencies easily and conveniently with our SHOHOJ SME Loan!
Features of Shohoj
Am I Eligible?
You will be eligible for availing SHOHOJ SME Loan if your business meets the following criteria:
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
DEPOSIT PRODUCTS

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Prapti Current Account
With a view to ease your busy life, BRAC Bank is offering you current account named PRAPTI. You can deposit and withdraw money through any branches, SME sales & service centers during banking hours and through ATM and CDM 24 hours. Besides, you will get interest daily on your balance.
Eligibility
Any kind of organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/Project, Co-operative society and so forth)
Specialty of PRAPTI Current account
It is a current account in which interest is paid on daily balance. You can open up this account in our any branches across the nation with only BDT 5000. For branches located inside Dhaka the required minimum account opening balance is BDT 50,000.00. If current account is opened along with loan disbursement, then the minimum account opening balance requirement will be zero.
How can I get statement?
Statement will be sent to your address on every six months
Miscellaneous Fee
Relationship Fee (Half yearly) | Free (If average balance is BDT 100,000 or above). BDT 500+15%VAT will be charged if average balance is below than BDT 100,000. |
Debit Card/ ATM Card Fee (Yearly) | BDT 600 + 15% VAT |
Cheque Book Fee | First 25 pages cheque book will be issued free. From 2nd cheque book (of maximum 100 pages), for each cheque book BDT 8 + VAT (Per leaf) will be charged if last 1 month's average balance is below BDT 100,000. No charge is applicable if last 1 month's average balance is BDT 100,000 or above. |
Excise Duty | As per Government rules. |
Inter / Intra City Online Banking Fee | As per schedule of charges |
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Shadhin Current Account
Shadhin Current Account is a "no fee, no interest" account for your business. All banking related charges are waived in this account upon maintaining a minimum monthly average balance.
Eligibility
Any kind of organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/Project, Co-operative society and so forth)
Specialty of Shadhin Current Account
- The minimum balance for account opening is only BDT 1,000
- Half yearly account maintenance fee, debit card fee and cheque book fee are waived upon maintaining a monthly average balance of BDT 25,000 or more
- No intercity charge on deposit of any amount and withdrawal of up to BDT 100,000
- Free SMS banking, internet banking and e-statement
Fees & Charges
Inter-City Charge | No inter-city charge on deposits
No inter-city charge on withdrawals up to BDT 100,000* |
Half Yearly Account Maintenance Fee | Fee of BDT 500 (+VAT)# will be realized on 1st week of January & July of each year, if BDT 25,000* is not maintained (based on 30th June & 31st December six months average balance) |
No half-yearly account maintenance fee will be taken, if half-yearly average balance below BDT 5,000* is maintained | |
Debit Card | No debit card issuance fee |
Debit Card fee waived if average balance of BDT 25,000 Is not maintained | |
Debit card fee of BDT 600 (+VAT)# will be taken at the card anniversary, if yearly average balance is less than BDT 25,000* | |
Female Shadhin account holders will receive TARA business debit card and the annual fee is BDT 500 (+VAT) if yearly average balance is less than BDT 25,000 | |
First Chequebook Issue Fee | First 25 pages chequebook will be free of charge |
Second Chequebook Onwards | From second cheque book onwards 25 pages will be free, if last month average balance is BDT 25,000* or above. |
If monthly average balance is below BDT 25,000, then BDT 8(+VAT) will be charged per leaf | |
Charges will be applicable if more than 1 (one) chequebook is requested within the same month from 2nd chequebook onwards as per Schedule of Charges | |
SMS Banking (both push & pull) | Free |
Internet Banking | Free |
e-Statement | Free |
Statement Cycle | Half-yearly |
Prachurjo Fixed Deposit
"Prachurjo" is a lucrative fixed deposit for small and medium businesses. With a minimum 1,00,000 TK, any business enterprise having valid trade license can open this account.
Eligibility
- Everyone involving in sole proprietorship, partnership and private limited companies
- Small and medium typed businesses (Educational institution, NGO and Co-operative society and others)
Specialty of Prachurjo Fixed Deposit
- Tenure: Minimum 1 month and maximum 36 months
- No fees except govt excise / duty on interest earned
- Interest is applicable on maturity
- No pre-encashment fees
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Shonchoy SME DEPOSIT
BRAC Bank introduces “Shonchoy – Monthly Deposit Scheme” for all its SME clients. It will allow your organization to save on a monthly basis as per your organization’s requirement and get a handsome return at maturity. Along with this, your business concern can get up to 95% ‘Secured Over Draft’ facility on the deposited amount and at 0.5% lower spread than the regular rate. So, open a “Shonchoy – Monthly Deposit Scheme” today to have a more financially stable present and future for your organization.
You can choose any range of monthly contribution options for both monthly installment size and maturity, starting from as low as BDT 500 to any multiple of it as per your organization’s need i.e. BDT 1,000, BDT 2,500, BDT 5,000 and so on. You are also free to choose the tenor from one year to ten years depending on your organization’s requirement and convenience.
Eligibility
- All sole proprietorship businesses
- Partnership businesses & limited companies
- Educational institutions
- Local NGOs/projects
- Local co-operative society
- Market/shop owner association
- Other organizations not mentioned above
Specialty of Prachurjo Fixed Deposit
- Minimum monthly installment of BDT 500
- Tenor from 1 year to 10 years
- 95% Secured Over Draft facility on the deposited amount
- No account maintenance fee
We have 186 branches, over 450 ATMs and 457 SME Unit offices nationwide.
Enquiry
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Thu, Dec 5, 2019 10:40 AM
Currency | Buying | Selling |
---|---|---|
USD | 83.9500 | 84.9500 |
EUR | 93.6727 | 96.6339 |
GBP | 110.5605 | 113.5370 |