Reduced Reward Points requirement for Annual Fees Waiver of Classic & Gold credit cards Reward description Amount Reward point required (Previous) Reward point required (Revised) 100% Annual fee waiver for Classic Credit Card Tk. 1500+VAT 2500 2000 50% Annual fee waiver for Classic Credit Card Tk. 750+VAT 1250 1000 100% Annual fee waiver for Gold Credit Card Tk. 3000+VAT 5000 4000 50% Annual fee waiver for Gold Credit Card Tk. 1500+VAT 2500 2000 From June 1, 2020 the validity of the newly earned reward points will be 12 months from the transaction posting date.