Simple Ways to Pay Your Credit Card Bills You can now pay your credit card bills right on time. Here are some easy options to clear your BRAC Bank credit card dues. - Auto Debit Instructions Issue an auto debit instruction to debit your BRAC Bank current/savings account every month automatically to clear your credit card bill. - BRAC Bank Astha App Pay your credit card bill 24/7 seamlessly using BRAC Bank Astha app on your mobile and laptop. Sign up and pay online by logging in to BRAC Bank Astha app at www.bracbank.com/link/astha_smart/ - Through MFS Aps Pay your credit card bill through MFS Apps (i.e. bKash, Nagad etc.) from anywhere, anytime. This process requires PIN verification. However, payment through this process requires 2-3 working days to settle. So cardholders need to make payment by this mode 2-3 working days before the bill due date. If the payment is settled after the bill due date then late payment fee will be charged. - Interactive Voice Response (IVR) Dial 16221 to get connected to IVR service and pay your bill through a secured channel after your PIN verification. Through IVR, you can give instruction to debit your BRAC Bank current/savings account to clear your credit card bill. - ATM Make ATM fund transfers from your BRAC Bank current/savings account to pay off your credit card dues. - CDM/Real Time Cash Deposit (RCDM) Fill up the top sheet of a payment envelop and enclose the payment in the form of cash/cheque and insert it into our CDM plus RCDM machine located at different BRAC Bank ATM locations. - Agent Banking outlets Fill up the deposit slip and pay by cash at various BRAC Bank Agent Banking outlets. - BEFTN (Bangladesh Electronic Fund Transfer Network) BEFTN helps you to pay your credit card bill by transferring funds from other Bank account to BRAC Bank account. - Over the Counter Fill up the deposit slip and pay by cash/cheque at any BRAC Bank branch.