Astha EMI Terms & Conditions

Note:

• Log in your Astha App, go to credit card to enjoy EMI facility!
• POS, ECOM, QR (Excluding MFS, PassThrough, Card Cheque, Cash Advance, Lounge fees, bill payment through Astha) of last 60 days will be considered.
• Minimum transaction amount to be converted to EMI is BDT 15,000. Minimum transaction amount for Visa cashback credit card is BDT 10,000
• Applicable for all BRAC Bank Credit Card (except BASIS, ERQ, RFCD cards)
• Processing fee is applicable.
• Interest rate will be applicable at a flat rate.
• The processing fee + VAT amount will have to be paid in full along with the 1st installment
• Early settlement fee is 2% of remaining balance
• If the cardholder misses to pay 4 (four) consecutive EMI payments, the total amount will be again converted into outstanding with regular interest rate. 
• BRAC Bank reserves the right to extend or withdraw the offer or modify or change at any time without prior notice and without any liability