1. Comprehensive (Full)

• Includes all major risks:
• Fire, explosion, self-ignition, lightning
• Burglary, housebreaking, theft
• Riot, strike, and malicious acts
• Earthquake (fire and shock damage)
• Flood, cyclone, storm, typhoon, hailstorm, inundation, frost
• Accidental external means
• Transit (road, rail, inland waterway, lift, elevator, air)

2. Comprehensive (Excluding Earthquake)

• Same as Option-1, excluding earthquake coverage

3. Comprehensive (Excluding Flood, Cyclone and Earthquake)

• Same as Option-1, excluding flood, cyclone and earthquake.

Waiting Period: None

1. Comprehensive (Full)

• Includes all major risks:
• Fire, explosion, self-ignition, lightning
• Burglary, housebreaking, theft
• Riot, strike, and malicious acts
• Earthquake (fire and shock damage)
• Flood, cyclone, storm, typhoon, hailstorm, inundation, frost
• Accidental external means
• Transit (road, rail, inland waterway, lift, elevator, air)

2. Comprehensive (Excluding Earthquake)

• Same as Option-1, excluding earthquake coverage

3. Comprehensive (Excluding Flood, Cyclone and Earthquake)

• Same as Option-1, excluding flood, cyclone and earthquake.

Waiting Period: None

1. Comprehensive (Full)

• Includes all major risks:
• Fire, explosion, self-ignition, lightning
• Burglary, housebreaking, theft
• Riot, strike, and malicious acts
• Earthquake (fire and shock damage)
• Flood, cyclone, storm, typhoon, hailstorm, inundation, frost
• Accidental external means
• Transit (road, rail, inland waterway, lift, elevator, air)

2. Comprehensive (Excluding Earthquake)

• Same as Option-1, excluding earthquake coverage

3. Comprehensive (Excluding Flood, Cyclone and Earthquake)

• Same as Option-1, excluding flood, cyclone and earthquake.

Waiting Period: None

1. Comprehensive (Full)

• Includes all major risks:
• Fire, explosion, self-ignition, lightning
• Burglary, housebreaking, theft
• Riot, strike, and malicious acts
• Earthquake (fire and shock damage)
• Flood, cyclone, storm, typhoon, hailstorm, inundation, frost
• Accidental external means
• Transit (road, rail, inland waterway, lift, elevator, air)

2. Comprehensive (Excluding Earthquake)

• Same as Option-1, excluding earthquake coverage

3. Comprehensive (Excluding Flood, Cyclone and Earthquake)

• Same as Option-1, excluding flood, cyclone and earthquake.

Waiting Period: None

1. Comprehensive (Full)

• Includes all major risks:
• Fire, explosion, self-ignition, lightning
• Burglary, housebreaking, theft
• Riot, strike, and malicious acts
• Earthquake (fire and shock damage)
• Flood, cyclone, storm, typhoon, hailstorm, inundation, frost
• Accidental external means
• Transit (road, rail, inland waterway, lift, elevator, air)

2. Comprehensive (Excluding Earthquake)

• Same as Option-1, excluding earthquake coverage

3. Comprehensive (Excluding Flood, Cyclone and Earthquake)

• Same as Option-1, excluding flood, cyclone and earthquake.

Waiting Period: None