Cash secured (Term Loan/Overdraft) facility against government issued treasury bonds to meet personal exigencies

Loan to Value : (LTV)

• 1 year and less loan tenor : 95% 
• Loan tenor more than 1 year : 90% 
• Loan amount must not exceed 75% of the face value in any case

Allowable Loan amount : 

• Minimum loan amount BDT 50,000
• Maximum loan amount will be based on the Mark-to-Market  price published by Bangladesh Bank, remaining maturity of the bond and LTV

Tenor: 

• Term loan - 06 to 60 months [subject to comply with bond maturity]
• Overdraft (renewable) - 12 months [subject to comply with bond maturity]
• No guarantor needed

Required Documents

• Photocopy of the customer's National Identity Card
• One copy of passport size photograph
• Customer 's BPID Number maintaining with BRAC BANK
• Latest Tax clearance certificate/TAX return receipt for loans above 20 lakh
• e-TIN Certificate (For loans above 5 lac).

Cash secured (Term Loan/Overdraft) facility against government issued treasury bonds to meet personal exigencies

Loan to Value : (LTV)

• 1 year and less loan tenor : 95% 
• Loan tenor more than 1 year : 90% 
• Loan amount must not exceed 75% of the face value in any case

Allowable Loan amount : 

• Minimum loan amount BDT 50,000
• Maximum loan amount will be based on the Mark-to-Market  price published by Bangladesh Bank, remaining maturity of the bond and LTV

Tenor: 

• Term loan - 06 to 60 months [subject to comply with bond maturity]
• Overdraft (renewable) - 12 months [subject to comply with bond maturity]
• No guarantor needed

Required Documents

• Photocopy of the customer's National Identity Card
• One copy of passport size photograph
• Customer 's BPID Number maintaining with BRAC BANK
• Latest Tax clearance certificate/TAX return receipt for loans above 20 lakh
• e-TIN Certificate (For loans above 5 lac).

Cash secured (Term Loan/Overdraft) facility against government issued treasury bonds to meet personal exigencies

Loan to Value : (LTV)

• 1 year and less loan tenor : 95% 
• Loan tenor more than 1 year : 90% 
• Loan amount must not exceed 75% of the face value in any case

Allowable Loan amount : 

• Minimum loan amount BDT 50,000
• Maximum loan amount will be based on the Mark-to-Market  price published by Bangladesh Bank, remaining maturity of the bond and LTV

Tenor: 

• Term loan - 06 to 60 months [subject to comply with bond maturity]
• Overdraft (renewable) - 12 months [subject to comply with bond maturity]
• No guarantor needed

Required Documents

• Photocopy of the customer's National Identity Card
• One copy of passport size photograph
• Customer 's BPID Number maintaining with BRAC BANK
• Latest Tax clearance certificate/TAX return receipt for loans above 20 lakh
• e-TIN Certificate (For loans above 5 lac).

Cash secured (Term Loan/Overdraft) facility against government issued treasury bonds to meet personal exigencies

Loan to Value : (LTV)

• 1 year and less loan tenor : 95% 
• Loan tenor more than 1 year : 90% 
• Loan amount must not exceed 75% of the face value in any case

Allowable Loan amount : 

• Minimum loan amount BDT 50,000
• Maximum loan amount will be based on the Mark-to-Market  price published by Bangladesh Bank, remaining maturity of the bond and LTV

Tenor: 

• Term loan - 06 to 60 months [subject to comply with bond maturity]
• Overdraft (renewable) - 12 months [subject to comply with bond maturity]
• No guarantor needed

Required Documents

• Photocopy of the customer's National Identity Card
• One copy of passport size photograph
• Customer 's BPID Number maintaining with BRAC BANK
• Latest Tax clearance certificate/TAX return receipt for loans above 20 lakh
• e-TIN Certificate (For loans above 5 lac).

Cash secured (Term Loan/Overdraft) facility against government issued treasury bonds to meet personal exigencies

Loan to Value : (LTV)

• 1 year and less loan tenor : 95% 
• Loan tenor more than 1 year : 90% 
• Loan amount must not exceed 75% of the face value in any case

Allowable Loan amount : 

• Minimum loan amount BDT 50,000
• Maximum loan amount will be based on the Mark-to-Market  price published by Bangladesh Bank, remaining maturity of the bond and LTV

Tenor: 

• Term loan - 06 to 60 months [subject to comply with bond maturity]
• Overdraft (renewable) - 12 months [subject to comply with bond maturity]
• No guarantor needed

Required Documents

• Photocopy of the customer's National Identity Card
• One copy of passport size photograph
• Customer 's BPID Number maintaining with BRAC BANK
• Latest Tax clearance certificate/TAX return receipt for loans above 20 lakh
• e-TIN Certificate (For loans above 5 lac).

Cash secured (Term Loan/Overdraft) facility against government issued treasury bonds to meet personal exigencies

Loan to Value : (LTV)

• 1 year and less loan tenor : 95% 
• Loan tenor more than 1 year : 90% 
• Loan amount must not exceed 75% of the face value in any case

Allowable Loan amount : 

• Minimum loan amount BDT 50,000
• Maximum loan amount will be based on the Mark-to-Market  price published by Bangladesh Bank, remaining maturity of the bond and LTV

Tenor: 

• Term loan - 06 to 60 months [subject to comply with bond maturity]
• Overdraft (renewable) - 12 months [subject to comply with bond maturity]
• No guarantor needed

Required Documents

• Photocopy of the customer's National Identity Card
• One copy of passport size photograph
• Customer 's BPID Number maintaining with BRAC BANK
• Latest Tax clearance certificate/TAX return receipt for loans above 20 lakh
• e-TIN Certificate (For loans above 5 lac).