BRAC Bank is a performance-driven organization, where values are at the heart of every endeavor.
Founded in 2001 with the vision of serving the 'unbanked' small and medium entrepreneurs, BRAC Bank drew inspiration from its parent organization BRAC – the world's largest NGO. Breaking away from the conventions of traditional banking, the bank pioneered small-ticket loans for the SME sector, bringing grassroots entrepreneurs into the formal banking system. Today, close to half of the bank's lending portfolio is dedicated to SMEs, cementing its role as a catalyst for inclusive economic growth.
From the outset, BRAC Bank recognized the SME sector's untapped potential in driving growth and creating employment. At a time when financing for these enterprises was virtually inaccessible in Bangladesh, the bank stepped in to fill the gap, transforming lives and livelihoods across the country.
BRAC Bank is the only Bangladeshi member of the Global Alliance for Banking on Values (GABV) – a network of 70 financial institutions across 45 countries in Asia, Africa, Australia, Latin America, North America and Europe. Collectively, GABV members serve more than 60 million customers, manage USD 200 billion in assets, and employ over 80,000 people worldwide.
Guided by the 3P Philosophy – People, Planet, and Prosperity – BRAC Bank embraces its responsibility towards the communities it serves and the environment it operates in. As a mission-driven bank, it remains committed to advancing the welfare of people and society while delivering sustainable financial solutions.
We as an organization drive with values in every activity we perform. As a values-based bank, we believe in the 3P philosophy of People, Planet, and Prosperity, which underpins all the bank's actions.
We have 5 core values:
Integrity: Manifesting honesty and exhibiting consistent behavioral traits guided by principles of morals and ethical codes defined by the bank.
Innovation: Introducing new ideas, methods, devices, or technologies to achieve better results with less input.
Inclusiveness: Embracing a diverse mix of feelings, ideas, and people from all sections of society.
Customer Centricity: Engaging with customers to provide services and continuously enhancing customer experiences.
Effectiveness: Producing outputs expected by stakeholders and impacting the business positively.
PROFIT AFTER TAX
TOTAL DEPOSITS
TOTAL LOANS & ADVANCES
NET ASSET VALUE (NAV) PER SHARE
EARNINGS PER SHARE (EPS)
NET OPERATING CASH FLOW PER SHARE (NOCFPS)
Chairperson
Vice Chairperson
Independent Director
Independent Director
Independent Director
Independent Director
Independent Director
Independent Director
Managing Director and CEO
Managing Director & CEO
Additional Managing Director and Head of SME Banking
Additional Managing Director & CFO
Deputy Managing Director and COO
Deputy Managing Director And Head Of Treasury & Financial Institutions
Deputy Managing Director & Head of Retail Banking
Deputy Managing Director & Head of Credit Risk Management
Deputy Managing Director and CAMLCO
Deputy Managing Director & Head of Branches
Deputy Managing Director & Head of Alternate Banking Channels
Deputy Managing Director & Head of Operations
Deputy Managing Director & Head of Internal Control and Compliance
Acting Head of Human Resources
Finacle Innovation Awards 2025 I Infosys
68ae939dcc514.png)
_(1)68ae939de0f53.png)
_(4)68aea2f7a8f80.png)
_(2)68ae939db041c.png)
RETURN ON EQUITY (ROE)
RETURN ON ASSETS (ROA)
MARKET CAPITALIZATION
CAPITAL TO RISK WEIGHTED ASSET RATIO
NON PERFORMING LOANS (NPL)
NPL COVERAGE RATIO (INCL. GP)
CREDIT RATING AGENCY OF BANGLADESH (CRAB)
S&P GLOBAL RATINGS
MOODY'S INVESTORS SERVICE
ATMS
RCDMS
CRMS
BRANCHES
SUB-BRANCHES
AGENT BANKING OUTLETS
SME UNIT OFFICES
N.B.: Information is as of June 30, 2025 as per Half Yearly unaudited Financial Statements.
BRAC Bank has become the first Bangladeshi Bank to be rated the best by the top domestic credit rating agency in Bangladesh (CRAB: AAA/ST-1) and two of the world's leading credit rating agencies (S&P Global Ratings: B+ and Moody's Investor Service: B2) – portraying quality portfolio, higher capital base, stability and steady growth trends.
