A. BRAC Bank–CG Runner BD Ltd. BYD Campaign
1. What are the BRAC Bank Auto Loan benefits for purchasing a BYD car?
Eligible customers purchasing a BYD car through BRAC Bank Auto Loan will enjoy:
2. Is a bundled BRAC Bank Credit Card available with the Auto Loan?
Yes. Eligible Auto Loan customers may receive a bundled BRAC Bank Credit Card, subject to the Bank’s applicable Credit Card eligibility and approval criteria.
3. Is there any annual fee waiver on the bundled BRAC Bank Credit Card?
Yes. Eligible customers receiving a bundled BRAC Bank Credit Card with their Auto Loan will enjoy a 100% annual fee waiver for the first year, excluding Visa Infinite Credit Cards.
4. What Credit Card benefits are available for BYD vehicle bookings?
Eligible BRAC Bank Credit Cardholders can enjoy the following benefits when making a BYD vehicle booking:
5. Which BRAC Bank Credit Cards are eligible for the BYD booking offers?
The offers are applicable to BRAC Bank Retail Visa Infinite and Visa Signature Credit Cards, subject to the applicable terms and conditions.
6. What additional benefits are available from BYD when paying with an eligible BRAC Bank Credit Card?
Eligible customers will receive the following discounts on BYD accessories:
7. Can customers enjoy both the BRAC Bank Credit Card benefit and the BYD accessories discount?
Yes. Eligible customers can enjoy both the applicable BRAC Bank Credit Card benefit and the corresponding BYD accessories discount, subject to the applicable terms and conditions.
8. What is the campaign period?
The campaign will remain valid from 8 October 2026 to 31 December 2026.
9. Where can customers avail the offer?
The offer is applicable at all authorized dealers of CG Runner BD Ltd.:
B. BRAC Bank Auto Loan
10. What is the minimum and maximum Auto Loan amount?
The minimum Auto Loan amount is BDT 5 lakh.
The maximum loan amount is:
11. What percentage of the vehicle price can be financed through the Auto Loan?
The loan can finance up to:
*The applicable maximum loan amount is BDT 80 lakh for hybrid, electric, and domestically manufactured vehicles and BDT 60 lakh for non-hybrid vehicles. The minimum loan amount is BDT 5 lakh.
12. What is the maximum repayment tenure for the Auto Loan?
The Auto Loan can be repaid over a maximum tenure of 72 months.
13. What are the age requirements for an Auto Loan applicant?
The primary applicant must be at least 25 years old, while a co-applicant must be at least 20 years old. The applicant’s age must not exceed 65 years at the time of loan maturity.
14. Who can apply for a BRAC Bank Auto Loan?
The following individuals are eligible to apply, subject to the Bank’s eligibility criteria:
15. What is the minimum monthly income required for an Auto Loan?
The minimum monthly income requirement is:
16. Is a co-applicant mandatory for an Auto Loan?
No. Having a co-applicant is not mandatory. If a co-applicant is included, they may be the applicant’s spouse, parent, or child. The co-applicant’s income may be considered if it meets the minimum monthly income requirement of BDT 15,000.
17. What is the interest rate for the BRAC Bank Auto Loan?
The applicable Auto Loan interest rate is published on the BRAC Bank website and may change from time to time.
18. Does the Auto Loan interest rate remain fixed throughout the loan tenure?
No. The Auto Loan interest rate is variable and is subject to change in accordance with prevailing market conditions and applicable Bangladesh Bank directives.
