Loan Related Charges
Category
Category
Personal Loan
Loan Takeover Fee
Loan Processing Fee
Early Settlement Fee
Partial Settlement Fee
Secured Loan
Auto
Loan Processing Fee
Early Settlement Fee
Premium Banking Premium Banking Plus
Account Maintenance
All other BDT accounts
All other FCY accounts
Dormant Account Reactivation
Account Closing Fee
Cheque Book
Cheque Book Issuance Fee
High Value Premium Savers Account/
TARA High Value Premium Savers Account
Premium Savers Account/
TARA Premium Savers Account
Premium Banking
Free Free
Free Free
Free
Free
50% waived
50% waived
50% waived
0.50% on outstanding.
0.50% on partial payment amount.
100% waived
0.25% on outstanding.
0.25% on partial payment amount.
0.50% on outstanding or
BDT 20,000.00 whichever is lower
0.50% on outstanding.
0.50% on partial payment amount.
Free
100% waived
0.25% on outstanding.
0.25% on partial payment amount.
Free
Free Free
Free Free
Free Free
Free Free
Free Free
Free Free
Premium Banking Plus
Partial Settlement Fee
Loan Processing Fee
Early Settlement Fee
Partial Settlement Fee
Home Loan
Free
50% waived
0.50% on outstanding.
Free
100% waived
0.25% on outstanding.
Loan Takeover Fee
Loan Processing Fee
Early Settlement Fee
Partial Settlement Fee 0.50% on partial payment amount. 0.25% on partial payment amount.
0.50% on partial amount or
BDT 20,000.00 whichever is lower.
100% waived
0.25% on outstanding or
BDT 20,000.00 whichever is lower.
0.50% on partial amount or
BDT 20,000.00 whichever is lower.
Virtual Banking
SMS Alert Charge
Internet Banking Charge
Account Related Charges
* Partial payment is allowed once in 12 consecutive months, and the minimum partial payment
amount is:
30% of outstanding for Personal Loan
25% of outstanding for Auto Loan
BDT 100,000.00 for a Home Loan
* Partial payment is not allowed within the first six months and last six months of the Personal
Loan and Auto Loan tenure.
* In the case of a Home Loan, the first prepayment is allowed only after 06 successful
instalments from the total disbursement.
The charges above for Premium Banking and Premium Banking Plus Segments are given after
a 50% and 100% waiver of the regular charges of Locker service, respectively. The Locker service
facility is subject to availability.
Category
Locker Facility – Small (Yearly)
Locker Facility – Large (Yearly)
Locker Facility – Medium (Yearly)
Premium Banking
BDT 2,450 Free
BDT 2,100 Free
BDT 3,600 Free
BDT 3,150 Free
BDT 5,000 Free
BDT 3,850 Free
Premium Banking Plus
Locker Service Charges
** First year annual fee is waived on all credit cards. To receive waiver on subsequent years,
customer needs to maintain below yearly average balance threshold:
BDT 30 lacs for VISA/Mastercard Platinum
BDT 50 lacs for VISA Signature/Mastercard World
BDT 1 crore for VISA Infinite
Category
VISA Infinite Annual Fee1 Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Premium Banking Premium Banking Plus
VISA Signature/Mastercard World Annual Fee1
VISA / Mastercard Platinum Annual Fee1
VISA Infinite Card Replacement Fee
VISA Signature Card Replacement Fee
VISA / Mastercard Platinum Card
Replacement Fee
Credit Card Annual Fee & Charges**
Category
VISA Multicurrency Debit Card Annual Fee Free Free
Free Free
Free Free
Free
BDT 15
USD 3
Up to BDT 250
Free
BDT 15
USD 3
Up to BDT 250
Premium Banking Premium Banking Plus
VISA Multicurrency Debit Card Replacement
RFCD International Debit Card Annual Fee
RFCD International Debit Card Replacement
Medical Quota Multi-Currency Debit Card BDT 1000* Free
Cash Withdrawal from other bank ATM
through NPSB channel (Per Withdrawal)
[First 5 transactions for each calendar month]
BDT 30 BDT 30
Cash Withdrawal from other bank ATM
through NPSB channel (Per Withdrawal)
[From 6th transaction)]
Cash Withdrawal charge for ATMs outside
Bangladesh (RFCD Debit Card) *
Cash Withdrawal charge for ATMs outside
Bangladesh (Multicurrency Debit Cards) *
Debit Card Annual Fee & Charges
Metro
Non-Metro
Metro
Non-Metro
Metro
Non-Metro
Category
Student File Fee & Charges
Cash FCY Endorsement & Issuance Fee
Debit Card Endorsement Fee
Credit Card Endorsement Fee
Student File Opening Fee
Foreign Currency Endorsement Fee & Charges
Premium Banking
BDT 3,500 BDT 3,500
Student File Yearly Renewal Fee BDT 3,000 BDT 3,000
1% + VAT Free
Certificate of Cash FCY Endorsement
& Issuance Free Free
Free Free
Free Free
Premium Banking Plus
Statement & Certificates
Loan Certificate
BDT 10
BDT 100
BDT 10
BDT 100
DPS/FDR Account Statement
Solvency Certificate
Free Free
Account Statement Free Free
Loan Account Statement Free
Free
Free
Free
Free Free
Tax Certificate (Account/FDR/DPS/Loan)
Fund Transfer Fee-NPSB (Per Transaction)
Fund Transfer Fee-RTGS (Per Transaction)
Free Free
Free Free
Fund Transfer & Payment
Online Transaction (Inter-City) Withdrawal
Online Transaction (Inter-City) Deposit Free Free
Other Service Charges
Free Access to International Lounge LoungeKeyTM
10 access
10 access + 3 companions
7 access (including companion)
4 access (including companion)
2 access (including companion)
International Lounge Visits
Free Access to Balaka Lounge LoungeKeyTM
Unlimited
Unlimited
Unlimited + 3 companions
Unlimited + 3 companions
VISA Signature Debit Card (PB Plus)
VISA Infinite Credit Card
VISA Signature Credit Card
Mastercard World Credit Card
Mastercard Millennial Titanium
VISA Signature Debit Card (PB Plus)
VISA Platinum Multicurrency Debit Card
VISA Infinite Credit Card
VISA Signature Credit Card
Mastercard World Credit Card Unlimited
For any additional visit, US$ 29 per visit shall be applicable.
24-Hour Call Centre: 16221, For Overseas Callers: +88-09611223344, +88-02-55668055-6
For any further queries, please email us at: premium.banking@bracbank.com
i. Premium Banking SOC shall also be applicable for Premium Banking TARA and Premium
Banking Senior segments.
iii. This schedule of charges is to be read in conjunction with BRAC Bank PLC's regular
schedule of charges.
Astha Transfer Free & Charges
*Astha Transfer Free & Charges Effective from 1st September 2025
