Campaign Duration: 4th October, 2026 to 11th January, 2027
Modality:
The Campaign is open to eligible upay Customers who conduct eligible transactions during the Campaign Period, subject to the following minimum transaction thresholds:
New upay Customers (registered on or after 4 October 2026): Minimum eligible transaction amount of BDT 500.
Existing upay Customers: Minimum eligible transaction amount of BDT 1,000.
Daily Cash Reward: During the Campaign Period, a total daily cash reward of BDT 10,000 shall be awarded. The ten (10) upay Customers with the highest cumulative eligible transaction amounts on each calendar day shall each receive BDT 1,000.
Every 15-Day Mega Reward: At the end of each 15-day period commencing from 4 October 2026, the upay Customer with the highest cumulative eligible transaction amount during the relevant 15-day period may win a bike or any other prize, as determined solely by upay. Transaction calculations for each 15-day period shall be conducted independently and shall reset at the commencement of the subsequent 15-day periods.
Grand Prize: At the end of the Campaign Period, the upay Customer with the highest cumulative eligible transaction amount throughout the entire Campaign Period shall win the Grand Prize (Car).
All transaction types conducted through upay shall be eligible for the Campaign, except Send Money and Receive Money.
Prize/Reward Eligibility Restrictions:
- A Customer may win the Daily Cash Reward only once during the Campaign Period.
- A Customer may win the 15-Day Mega Reward only once during the Campaign Period.
- Any Customer who wins the Daily Cash Reward and/or the 15-Day Mega Reward shall remain eligible to win the Grand Prize (Car).
- Each upay Customer shall be eligible to win the Grand Prize (Car) only once during the Campaign Period.
- Tie-Breaking Mechanism: In the event that two or more Customers achieve the same highest cumulative eligible transaction amount in respect of any reward/prize category, upay shall determine the winner through a competition determined by upay at its sole discretion. The decision of upay shall be final and binding.
Terms & Conditions:
- Only eligible transaction types specified under this Campaign shall be considered for winner selection. Send Money and Receive Money transactions shall not be considered.
- Winners shall be notified through SMS, in-app notification, or any other communication channel deemed appropriate by upay.
- upay Agents shall not be eligible to participate in the Campaign.
- The selection of the brand, quality, specifications, model, color, and other attributes of any prize shall be at the sole and absolute discretion of upay.
- upay reserves the right to verify the eligibility of any Customer and any transaction before declaring or awarding a prize.
- In the event that any suspicious, fraudulent, collusive, abusive, unusual, or non-genuine transaction or activity is detected or reasonably suspected, upay may, at its sole discretion, disqualify the relevant Customer, exclude the relevant transaction(s) from consideration, cancel any reward already awarded, and/or declare such Customer ineligible to participate in this Campaign or any future campaign.
- All taxes, duties, registration fees, transfer fees, insurance costs, and any other charges associated with claiming, registering, possessing, or using a prize shall be borne solely by the winner.
- Prizes are non-transferable, non-exchangeable, and may not be redeemed for cash unless otherwise determined by upay.
- upay reserves the right to amend, modify, suspend, extend, withdraw, or terminate the Campaign and/or any of these Terms and Conditions at any time on reasonable grounds without prior notice.
- By participating in the Campaign, each Customer shall be deemed to have read, understood, and accepted these Terms and Conditions and any decision made by upay in relation to the Campaign.
