The BBL Employee Banking is more than just disbursing salaries to employees on behalf of organizations; it offers an all-in-one banking platform to the employees as well. It makes life easier for employees with convenient banking solutions consisting of multiple products & services at preferential pricing. This is a secured and hassle-free way of banking not just for the employees, but for employers as well.

Employee Banking at BBL brings a wide array of solutions with exclusive features available only for the employees who open Salary Savings Account at BBL.

Benefits to Employees:

• Up to 4% monthly interest on Salary Savings Accounts
• No minimum account balance required
• No half yearly maintenance fee
• Cheque book facility
• Visa/MasterCard facility in Debit Card
• Prepaid Cards
• Transactional convenience- Internet Banking, SMS Banking, e-Statements
• Access to more than 475+ ATMs
• Attractive Loan facility at preferential rates (Personal loan, Home loan, Auto loan)

Moreover, BBL facilitates the employers with an efficient salary disbursement process that helps reduce administrative hassles. The incentives developed for the employers not only allows them to have less to worry about, they include added privileges for the employees.

Benefits to Employees:

• Fast and secure salary disbursement
• Salary disbursement via a single instruction performed from any BRAC Bank branch in Bangladesh
• Seamless and error-free salary disbursal process
• Dedicated Relationship Manager
• Reduced workload for Accounts & Finance department
• Minimum salary processing fee

Our Product Suite

BBL offers a comprehensive suite of products and services which makes the Employee Banking proposition one of the best in Bangladesh. BBL promises to manage your employee banking relationship and cater to your full banking requirements while ensuring your complete satisfaction.

The Smart Savers Accounts

BRAC Bank has 3 (three) types of Savings accounts in store for you:

1. Smart Savers - Premium
   • ZERO Half Yearly Account Maintenance Fee
   • Debit Card is FREE for Life
2. Smart Savers - PLUS
   • ZERO Half Yearly Account Maintenance Fee
   • Debit Card Annual Fee is FREE for 1st year and BDT 300 + VAT for 2nd year onwards
3. Smart Savers
   • Half Yearly Account Maintenance Fee varies from ZERO to BDT 300 depending on half yearly average balance
   • Debit Card Annual Fee is BDT 450 + VAT

Credit Cards

BBL offers the Signature, Platinum, Gold and Classic Credit Cards with its host of exciting benefits.

• 50% waiver in 1st year's annual fee of Classic, Platinum and Gold credit cards
• Shopping vouchers worth the remaining 50% of annual fee
• Flexible limit in Taka and foreign currency
• 50 days interest free period
• Instant SMS alert for transactions

Retail Lending Products

You can avail Personal Loan, Auto Loan and Home Loan at preferential interest rates within the fastest processing time.

Introducing 'The Power Bundle':

• A bundle proposition consisting of salary account and lending products tailored for individual needs
• Preferential pricing on Credit Cards, Personal Loan, Auto Loan and Mortgage Loan

Other Products & Propositions

Our products and services do not end here; we have many more to offer to you:

• Current accounts, including Local Currency Deposit accounts, Foreign Currency (FC) Deposit accounts and Resident

Foreign Currency Deposit (RFCD) accounts

• Fixed Deposit products
• Sanchayapatra with auto encashment option
• Investment facilities such as Wage Earners' Bond, US Dollar Premium & Investment Bond, etc.
• TARA: A comprehensive banking solution exclusively for women, which includes special offers in deposits, debit & credit cards, retail and SME loans and numerous privileges at various shopping and lifestyle outlets
• Convenience of Shopping
  • Shopping through 1,500+ BRAC Bank POS terminals
  • Acceptance at 8,500+ other bank POS terminals
  • Discount at over 60 restaurants across the country
  • Discount at over 7O lifestyle stores across the country
  • Debit card usage facility at selective filling stations all across the country

The Smart Savers Accounts

Our Employee Banking proposition comes with different variants of savings accounts - “The Smart Savers Accounts” - each with its unique features and benefits tailored exclusively for our customers. The Savings accounts to be proposed to each of our clients may vary as per the bank policy.

1. Smart Savers - Premium
   • No initial deposit required
   • ZERO Half Yearly Account Maintenance Fee
   • Debit Card is FREE for Life
   • FREE 1st Cheque Book (25 leaves) *
   • FREE e-statement facility
2. Smart Savers - Plus
   • No initial deposit required
   • ZERO Half Yearly Account Maintenance Fee
   • Debit Card is FREE in the 1st year
   • FREE 1st Cheque Book (25 leaves) *
   • FREE e-statement facility
3. Smart Savers
   • No initial deposit required
   • ZERO Half Yearly Account Maintenance Fee *
   • Regular Debit Card charge is applicable as per Schedule of Charges
   • FREE 1st Cheque Book (25 leaves) *
   • FREE e-statement facility
4. Smart Savers - Lite
   • No initial deposit required
   • ZERO Half Yearly Account Maintenance Fee *
   • Regular Debit Card charge is applicable as per Schedule of Charges
   • FREE e-statement facility